Being shortchanged on your settlement can be one of the most frustrating experiences for someone who files a personal injury lawsuit. Do strict due diligence by asking a series of questions about the filing process, from why you should hire an attorney to inquiring about settlement time frames. If you patiently work through the answers to each one of these questions you can confidently expect to be compensated for your pain and suffering.
How much does it Cost to Hire an Attorney?
Most initial consultations should be free but just in case check with your lawyer before scheduling an initial meeting. Firms may deduct feeds from the settlement. You would likely pay a percentage of the total recovery which is referred to as a contingency fee. If you do not receive a settlement no fee is paid. Most personal injury attorneys want you to receive top shelf legal counsel without having to pay top dollar. Understand that insurance companies are not interested in offering fat settlement checks even if you paid into your plan for many years.
What Steps Should You Take after an Accident?
Focus on doing 3 separate things after suffering an accident. Taking these 3 steps can entitle you to a settlement and protect your individual rights. The first thing you should do is to get in touch with an attorney. Remember that initial consultations are usually free. File a report with the local police after contacting an attorney. Photograph your injuries suffered during the accident and any damage on your vehicle if you experienced a car accident. Since damages get repaired and your body heals record evidence for the court and your lawyer. Call your insurance agent to report your accident. If you neglect informing your agent of the accident your coverage could be cancelled.
Is There a Settlement Time Frame?
Typically 4 weeks will expire between the time you are released from medical care for the paperwork from your insurance providers and medical records to be compiled. Expect 4 weeks to pass from when they evaluate your claim and place the settlement proposal with your insurance carrier. Patiently wait another several weeks while your insurance company negotiates and evaluates your claim. 2 to 4 months should elapse from when you stop receiving medical attention to the moment your claim is settled. Understand that many wheels need to be set into motion to receive your settlement.
Why Would You Hire a Lawyer?
Since insurance agents are skilled negotiators who work in the best interests of the insurance company you will be faced with someone who wants to pay as little as possible for your settlement. Instead of trying to learn the in’s and out’s of working an adjuster over simply hire a skilled professional in the form of an attorney to get the settlement you deserve. Capable lawyers are working for you instead of some other interest. These individuals can assess insurance benefits and coverage and inform you of your rights. Attorneys have the expertise to properly value your claim. Hire a lawyer to cash in on your settlement and avoid headaches in dealing with shrewd insurance adusters.
Kelli Cooper is a freelance writer who blogs about a variety of legal topics; she recommends visiting chicagopersonalinjurylawyer.com if you are in need of an attorney in the Chicago area.