Categories: Cars

What to Expect When You and Your Luxury Car Are Involved in an Accident

Practically every driver is going to be involved in at least a few accidents over the years, and those situations can quickly spiral out of control when luxury vehicles are involved. Luckily, you should be able to avoid major legal and financial problems as long as you plan ahead and know exactly what to expect.

Focus on Your Health First

After an accident, your primary goal should be making sure that everyone gets the medical assistance they need. Many minor injuries will become lifelong health complications when they aren’t treated right away. If anyone is too injured to get to the hospital on their own, then you must call an ambulance as quickly as possible. Once everyone is safe and taken care of, you need to collect as much information about the accident as you can. That includes pictures of the damage, videos of the scene, and a written account of what you experienced.

Consider Calling the Police

Basic auto insurance should cover most fender benders, but things are going to become complicated when luxury vehicles are involved. If the other driver is underinsured or uninsured, then the situation will most likely escalate into a legal battle. In those scenarios, you want to have a police report as evidence. That police report should include information such as what type of damage has occurred and their assessment of what took place.

Hire an Attorney

You should immediately hire an auto accident attorney if you don’t receive the compensation that you deserve after an accident. Insurance companies want to pay out as little as possible, and they might not give you enough money to repair your luxury vehicle or pay for your medical treatments. In those types of situations, you will need to file a lawsuit. Your attorneys can help you come up with a solid case and negotiate on your behalf.

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Work with a Specialized Mechanic

It might be tempting to go with a non-dealership mechanic who charges slightly less, but that could end up costing you in the long run. Luxury car technicians must be specially trained, and going with another mechanic could void your warranty or insurance. You should also have your technician look over every inch of your vehicle to make sure that there is no hidden damage. After you have received compensation, opening up your case down the road could be very difficult.

Keep in mind that parts for luxury cars are often more expensive than parts for general vehicles. What could be a part that costs a few hundred dollars on a Honda or Toyota could run into the thousands for a Porsche or Roll-Royce. This is why it’s extra important to work with a mechanic who is familiar with these differences and knows where to get reliable, OEM (original equipment manufacturer) parts.

Accidents involving luxury vehicles are always going to be complicated, and you should never try to deal with these situations on your own. If you find the right team of insurance agents, attorneys, and doctors to help you, you can focus on your own recovery as well as recovery for your car.

Anica O:

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